An independent insurance agency works with multiple insurance carriers rather than just one. This allows us to compare options and find the best coverage and pricing tailored to your needs

We assess your unique situation—your home, vehicles, family needs, business risks, and budget—then shop across our partner carriers to match you with the most competitive coverage and value.

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No. There is no additional cost to you for using an independent agent. We’re paid by the insurance carriers, not by our clients, so our job is to advocate for you and make sure you get the right coverage at the right price.

Yes. As your agent, we guide you through the claims process—from reporting the incident, to communicating with the carrier, to ensuring the claim is handled smoothly and fairly.

We recommend reviewing your policies at least once a year or whenever you experience a major life change—such as buying a home, getting married, adding a new driver, or starting a business. Regular reviews help ensure your coverage stays accurate and up-to-date.

As an independent agency, we partner with a variety of reputable, financially strong insurance carriers. This allows us to compare multiple options and match you with the company that offers the best combination of coverage, service, and price for your needs.